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Assuming you happen to be from San Bernardino spot dependant on your information: Chapter seven discharges your personal obligation to pay the financial debt. If they continue on accumulating the personal debt, you are able to sue them in bankruptcy court docket for contempt of court for violating the discharge buy which prohibits collections. Obviously after the home is gone, In the event the lien is extinguished then there isn't a lien. When they do Have a very lien, it’s not your challenge it’s the 1st home loan lender’s challenge. Get hold of your attorney by letter and send him $one hundred and inquire him to jot down a letter to them conveying the financial debt is discharged and that they're violating the discharge purchase which prohibits collections after a discharge.
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In 2008 my wife And that i filed for chapter seven. We retained paying the very first home loan but not the second. The lienholder then was GMAC but now a new servicing company has taken about. We've fairness within our property, so I am frightened they are going to foreclosure within the around potential.
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